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Personal Umbrellas

​​​IIABNJ offers both RLI Personal Umbrella Policies and RLI in-Home Business Policies to members, as well as an Anderson & Murison Personal Umbrella Policy for insureds who do not fit the RLI Personal Umbrella Program. To view information regarding the Anderson & Murison program, members must be logged in.
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RLI Personal Umbrella
  • Limits up to $5 million
  • Insureds can keep their current homeowner/auto insurer
  • New drivers are accepted - there is no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases
  • Competitive, low premiums for increased limits of liability
  • Simple, self-underwriting application that lets you know immediately if the insured is accepted
  • E-signature and credit card payment options
  • Immediate coverage available in all 50 states plus Washington D.C.

For additional information about IIABNJ's RLI Policies, contact Joanne Larca, jlarca@iiabnj.org, 609-587-4333 x-10.

DownloadTo download the following forms, you must be logged in.

 
RLI Personal Umbrella Forms:

RLI Personal Umbrella Policy Provisions

New RLI Personal Umbrella Rates

RLI Personal Umbrella Rates - Effective 10/1/2016

RLI Personal Umbrella Application

RLI Commission Schedule

Application Submissions:

1. Submit Online:  Online applications are accepted only with e-signature when logged into the RLI website with your PUP login and password (no paperwork required). If your agency is not set up with PUP access, contact IIABNJ to get set up.

2. Paper Submission: Print and mail the completed forms with your agency's net check to IIABNJ, PO Box 3230, Trenton, NJ 08619.

RLI In-Home Business Policy
The RLI In-Home Business Policy covers the gap in insurance that exists when a person operates a business from their home. The homeowners policy has gaps in general liability, personal property, business income, and medical payments for client injuries.

For additional information about IIABNJ's RLI Policies, contact Joanne Larca, jlarca@iiabnj.org, 609-587-4333 x-10.