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Employee Benefits

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IIABNJ members have access to a full range of employee benefits through the national Big 'I'. For assistance in selecting and implementing the right benefits plan for your agency, contact an in-house benefits representative for a complimentary, no obligations, consultation.

Group Dental Plan
(underwritten by U.S. Life Ins. Co)

  • Comprehensive preventive dental coverage, including: routine exams, teeth cleaning, x-rays, and fluoride treatments
  • Comprehensive basic dental coverage, including: oral surgery and fillings
  • Comprehensive major dental coverage, including: crowns, inlays, bridges, dentures, root canals, periodontics
  • Client selects dental provider
  • No health statement required
  • Available to agencies with as few as two enrolling employees

For additional information contact Christine Munoz, IIABA director of employee benefits, at 800-848-4401.

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Basic Plan

               Enhanced Plan
        

Short Term Disability Income Protection Benefit
(underwritten by U.S. Life Ins. Co)
  • Pays up to $500 weekly income benefit
  • Choice of plans to select the one best fitting your needs
  • Confinement not required
  • Available to agencies with as few as one enrolling employee
  • Affordable group rates
  • Maximum value for insurance dollars - Guarantee Issues: you cannot be turned down
Long Term Disability Income Protection Benefit
(underwritten by U.S. Life Ins. Co or Standard Ins. Co)
  • $10,000 maximum monthly disability benefits based on covered earnings
  • Valuable assisted living benefits available with extra protection for the severely disabled
  • 24 hour coverage globally
  • Waiver of premiums while receiving disability benefits
  • Built-in dismemberment benefit at no additional cost - a motivational return to work incentive
  • Available to agencies with as few as one enrolling employee

Personal Group Disability Income Protection Plan
(underwritten by Hartford Life Ins. Co)

  • Competitive group rates
  • No participation requirements
  • Members and employees can enroll individually
  • Spouces may be included regardless of occupation
  • Rehabilitation benefit available

For additional information contact Christine Munoz, IIABA director of employee benefits, at 800-848-4401.

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Download the Brochures

Short Term Disability

               Long Term Disability

Group Life & AD&D Insurance Benefits Package
(underwritten by Standard Ins. Co or U.S. Life Ins. Co)
  • Choice of benefits to select the one that best meets your needs
  • Accelerated (living) benefit
  • AD&D Insurance additional to Basic Life Insurance
  • Competitive group rates
  • 24-hour coverage globally
  • Waiver of premium benefit for total disability
  • Additional Life and Dependent Life Insurance available
For additional information contact Christine Munoz, IIABA director of employee benefits, at 800-848-4401.

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Download the Brochure

Term Life Insurance with  
AD&D